premier financial alliance national life group

The Premier Financial Alliance Lawsuit. It specializes in marketing innovative and affordable health coverage plans. They dont. /MediaBox [0 0 612 792] I said it. ", "Libby leads by example. I have no downline and I am still making money. Naturally, they want it up front, preferably from a credit card or debit card. To overcome this, I recommend that new agents focus on mastering whatever insurance product theyre interested in before moving on to recruitment. Premier Financial Alliance, Inc. (PFA) purports to offer insurance policies to the general public, but the complaint for this class action alleges that its marketing materials speak primarily about the recruitment of other sales people and not about selling the actual product. Stated aims of the class-action include establishing. If that 95% figure is anywhere remotely accurate, Premier Financial Alliance appears to be a prime target for an FTC shutdown. This too comes out of commissions but you have the option to pay upfront for 30.00 a mon. 8 0 obj The company has been around since 1991 and its highly regulated by Finra. The flexible work schedule is greatly appreciated. I agree. New agents end up feeling demoralized. Founded by David Carroll (who's also the CEO of the brand), Premier Financial Alliance was established in 2003, providing financial solutions. Our role as a combined voice for all councils is incredibly important in shining a light on key issues of policy, funding and legislation and how these impact at a local level. I was a victim few years ago. None of the information on this page has been provided or approved by Premier Financial Alliance. Without a thorough analysis of the opportunity, it would be foolish to get involved with Premier Financial Alliance. No marketing is done to retail customers. Is it a scam? >> /Count 1 /Type /Page Learn more, read reviews and see open jobs. A specific example cited in the lawsuit is a representation allegedly made by PFA, by which. ", "Libby leads by example. The plaintiffs charge that Premier Financial Alliance is a pyramid scheme and an endless chain recruiting scam. 4 0 obj Regardless of where you are in life, there is probably a lot going on. Blind Tiger Press 1304 Sunset Blvd Suite # 1290 West Columbia, SC 29169. There are reports online about the commission structure of PFA, but we cannot perform credible due diligence based on information from third party websites. Defendant Premier Financial Alliance, Inc. ("PFA") is a suspended California Corporation, Entity No. 10 0 obj WFG agents are typically very high-pressure salespeople and recruiters who push hard to get you to pay $100--$130 to sign up and commit to an onerous restrictive contract (WFG's AMA) and also to extract from you the names and contact info of your friends and family so they can recruit them too. Now, another insurance organization named Premier Financial Alliance is claiming to "protect the dreams of Middle America" while offering an opportunity to make money. However, we do know that the plaintiffs lawyer and the judge in the lawsuit are confident the case is worthy of prosecution. Thanks for sharing this informative review with us. Premier Financial Alliance et al 4:2021mc80087 | US District Court for the Northern District of California | Justia In Re PFA Insurance Marketing Litigation v. Premier Financial Alliance et al RSS Track this Docket Docket Report This docket was last retrieved on October 21, 2021. Offers excellent training & support, great benefits and educational opportunities. PFA collects $125 non refundable after filling lot of questionnaires and at the end all is a scam. I still work at PFA and I can make commissions only investment was time and hard work. 16 0 obj Thus, you will need to be licensed before you can earn your commissions. Perhaps this is why there is so little information on the Premier Financial Alliance website. This site is owned and operated by Blind Tiger Press, LLC and participates in various affiliate programs including Amazon, Clickbank and Wealthy Affiliate, and may be compensated for referring traffic to these companies. Learn More LIFE INSURANCE ANNUITIES TALK TO AN AGENT LIFECHANGER OF THE YEAR The Mission Watch Video Your article is a FARCE, Gary, Shame on you. Thats like putting your money on the table and rolling the dice. >> /Kids [37 0 R 38 0 R 39 0 R 40 0 R 41 0 R 42 0 R 43 0 R 44 0 R] Both are multilevel marketing firm (MLM) companies. How does Premier Financial Alliance work? Premiere Financial Alliance Insurance website, Premier Financial Alliance Insurance Pyramid Scheme Class Action, Copyright Duford Insurance Group 2014-2022 Premier Financial Alliance and all MLMs are birds of a feather. /Parent 8 0 R To look at it another way, if Premier Financial Alliance earns most of its revenue by recruiting people into the scheme, its probably a pyramid scheme. I have been fortunate to have gained life and leadership experience within numerous commercial industries & public sector domains while leading . Your OPINION are NOT FACTS. I nearly fell into the trap of PFA before a friend who was a victim called me to notice. Glassdoor has millions of jobs plus salary information, company reviews, and interview questions from people on the inside making it easy to find a job thats right for you. If you are considering the Premier Financial Alliance business opportunity, ask yourself, do you trust them? They simply dont want to deal with the same headaches you get with a typical employer. The court will determine if Premier Financial Alliance is a pyramid scheme. Ultimately, it doesnt matter if PFA is a pyramid scheme or not. Can You Trust Premier Financial Alliance? /Resources 56 0 R However, we can use criteria established by Dr. Jon Taylor and published on the Federal Trade Commissions website to determine how closely PFA resembles a pyramid scheme. WFG Securities paid a $250,000 settlement to rectify the situation. Premier financial alliance is one of the platforms where I lost my funds heavily and they couldnt refund me up to date. >> It is the world's largest regional organization in terms of geographic scope and population, covering approximately 60% of the area of Eurasia, 40% of the world population, and more than 30% of global GDP.. /Type /Pages But, when you step into an agency building role, this is exactly what you get, which leads us straight into another big problemthe quality of training. Nearby homes similar to 34870 Arroyo Rd have recently sold between $450K to $450K at an average of $315 per square foot. >> Both are multilevel marketing firm (MLM) companies. By David Duford - January 03, 2023 - 5 Mins Read. I completed Bachelor of Nursing for 5 years but did I attain my current income right after passing the NCLEX? 1,440 Sq. /Length 491 "We took concrete actions on our Net-Zero Ambition in 2021, launching the BMO Climate Institute . Their training is in sales, and they are generally very good at what they do. The plaintiffs charge that Premier Financial Alliance is a pyramid scheme and an endless chain recruiting scam. However the same order also stayed the case, pending outcome of a motion to compel arbitration in the 2019 pyramid case. World Financial Group - Be Careful of this MLM! Please read the links below, using your common sense to assess the quality of the reviews and comments you read. On May 6th an initial case management conference for both cases was held. You shouldn't take just my word for this. Its really tragic. /Type /Page No clue. Premier Financial Alliance revenue is $91.0M annually. Because it involves talking to your friends, relatives and even searching online job boards to persuade people to join and sell insurance with you. (What is the World Financial Group? 3. Once all of your information has been reviewed, the company will either approve or deny your request. So how can IULs offer market returns while still guaranteeing you wont lose money, at least on a nominal basis? I personally know someone (immigrant) who made it good in PFA. Premier Financial Alliance instructed Plaintiffs and continues to instruct other associates to peddle this policy to other people who, in turn, are instructed to sign up more associates, and so on and so on, ad infinitum. Yes, then check out my Free Insurance Agent Resource Guide to find out more. No MLM offers a legitimate opportunity, but with PFA the warning signs are all over the place. Thanks for the review on premier financial alliance. Generally speaking, people dont make money here by selling legitimate products. 2. Financial education, training, and leadership programs offered by agents at Premier Financial Alliance help form partnerships with new entrepreneurs and turn them into lifelong associates in their business network. << 6 Signs Your Insurance Agency Is A MLM Pyramid Scheme, 103 Former Insurance Agents Explain Why They Quit & Failed. John has been in the financial industry since 1987, and prior to that he worked his way through college doing construction. Its main product is indexed universal life insurance, a form of permanent coverage that provides a cash value in addition to life insurance. According to the lawsuit, Premier Financial Alliance members only sell insurance to other members, indicating that PFA may indeed be a pyramid scheme. This means that agents will only receive money as a commission if they sell insurance, or if the associates they recruit under them sell any WFG products. Girard Sharp law firm filed the lawsuit. To my believe, they are scam while newbies in online making money should stay away from. And the GULLIBLES who are broke and negative would simply buy your opinion. PFA is broker for Life Insurance Companies. I hope you enjoyed my article on Premier Financial Alliance. Premier Financial Alliance Investment & Asset Management Salaries National Life Group has 450 more total submitted salaries than Premier Financial Alliance. As you mentioned, they often have highly motivated professional sales people ready to talk us out of our money. The amount of training she received and the hand-holding mentorship my best friend received and is receiving is immense. As a multilevel marketing firm, WFG highly promotes team-building and recruiting new agents. SUWANEE, GA / ACCESSWIRE / November 14, 2016 / David Carroll, CEO and Founder of Premier Financial Alliance, Inc. announced on April 30th, 2016, the debut of Living Life indexed universal. This shortcoming is only one of several signs that Premier Financial Alliance is not honest or transparent. BehindMLMreviewed Premier Financial Alliancein 2016. Why Affiliate Marketing is Better than MLM. Those who sell these commissioned products are highly trained, but not in finance. She worked hard for it and she was mentored by a very successful PFA coach. Every page of the PFA website attempts to make you feel greedy for the pig in a poke they are selling. The company is headquartered in Suwanee, Georgia. Are they a good fit for you? /MediaBox [0 0 612 792] Others cant. Chen et al v. Premier Financial Alliance, Inc. et al - 4:18cv3771 She is very respectable in the community she lives in, ethical and", "I highly recommend Libby! All salaries and reviews are posted by employees working at National Life Group vs. Premier Financial Alliance. Taking care of your financial needs may not be top of mind. That appears to be the case with Premier Financial Alliance, but there is no evidence on their website confirming this assumption. PS. The questionnaire on the PFA website certainly raises the assumption that Premier Financial Alliance is dependent on recruitment. It offers premium life insurance, long-term care insurance, retirement income insurance, and investment plans, including annuities, mutual funds, and ETF saving plans. If not for the work of Dr. Jon Taylor, I may never have seen the light. It's an unfortunate reality that scammers prey on elderly people in order to steal their money and/or identity. I work in the healthcare business. 100, ", "I highly recommend Libby! Multi-level marketing companies that are members of the Direct Selling Association must make available to all prospects an Earning Disclosure Statement. Regardless of where you are in life, there is probably a lot going on. Both the focus on recruiting agents rather than immediate sales as well as the non-refundable $125 signing fee are red flags for those worried that the insurance vendor they work for is a pyramid scheme. We could not conclusively answer the five questions because Premier Financial Alliance withholds information. Hi Ola: Zippia gives an in-depth look into the details of Premier Financial Alliance, including salaries, political affiliations, employee data, and more, in order to inform job seekers about Premier Financial Alliance. Similarly, World Financial Group agent earnings are commission-based. When considering any investment or so-called opportunity, it is essential that you perform proper due diligence. While it may have the word index in its title, an IUL has much in common with whole life insurance and almost nothing in common with a high-quality index mutual fund. I just started PFA. The company has a varied portfolio of insurance products like term life, permanent coverage, and especially indexed universal life products, in addition to retirement, savings, and wealth-building strategies. /Count 29 No tangible Information on their website. Why Affiliate Marketing is Better than MLM. Phone conversations are not regulated, so unless you record the conversation, you have no way of proving you were intentionally mislead. The June 25th class-action lawsuit was filed by Plaintiffs Rui Chen and Wenjian Gozales in California. I personally saw a best friend of mine earned her commissions in 3 weeks. Equis is a marketing organization for independent insurance agents and agency builders. We recommend you review our Free Agent Resource Guide here for tips on finding a quality insurance agency to join. /Resources << You pay one time $100 to join and you have access to their seminars and education workshop (not all office offer - please check) . PFA offered my best friend a goldmine and wealth of information that are fascinating. Most people enter the insurance business because they dont want employees below them. Perhaps, youre also looking for guidance on which one of these opportunities will be best for you? My upline made about $400K this last year all by himself on business direct to him. I contacted them repeatedly (as an associate! I agree, It is not easy. National Bank of Canada jobs /Font << After paying $125 entry fee, you will be asked to buy an insurance policy for yourself. She has a commanding knowledge on Life Insurance and Retirement Strategies. 1. So many negative people (like you ) who like to put people down just because they are a HATER. A recently filed RICO class-action lawsuit alleges Premier Financial Alliance is a particularly egregious classic pyramid scheme. 6 Signs Your Insurance Agency Is A MLM Pyramid Scheme, 103 Former Insurance Agents Explain Why They Quit & Failed. It happens more often than not. The portion of your premium that pays for the insurance component cannot go into your cash value account. /Filter /FlateDecode [17]It is yet unclear how successfully the company has managed to distance itself from its more controversial U.S.-based predecessor WMA, associated with fraud, misrepresentation and false statements, and the subject of class action lawsuits, andNational Association of Securities Dealers(NASD) disciplinary action. However, it does show that the company is at least paying lip service to a code of ethics. It is headquartered in Johns Creek, Georgia, and operates both in the US, Puerto Rico, and Canada. This is an in- depth review I must confess. PFA, Carroll, J. Wu, R. Wu, Hong, Zhang, AJW, by their authorization promote the pyramid scheme and make misleading claims of financial success. You do your own marketing. /Type /Pages In a whole life policy, the insurance company determines the dividend rate. Asia Pacific; EMEA; Latin America; UK Solicitors; UK Bar; United States This is a flat out lie. /Kids [11 0 R 12 0 R 13 0 R 14 0 R] Marketing Leadership specialist 20 years experience delivering revenue & business growth, Customer Experience (CRX) across multi-channel retail, online and Digital. /Subtype /XML She is an inspiration to many! Since there is no evidence on the website that retail sales are even possible, I suspect that PFA is indeed dependent on recruiting, but ultimately, the answer to this question cannot be conclusively determined. /Count 31 >> Be good. >> [Exposition] . In addition, the PFA agents receive a commission when they recruit a new affiliate. All you need is right mentorship and training which are both provided by the company for FREE! It starts with a look at the companys Earning Disclosure Statement. << Unfortunately, as with most things in life, there are no free lunches. A more recent docket listing may be available from PACER . whether Defendants are operating an endless chain; whether Defendants omitted to inform the Plaintiff and the plaintiff class that they were entering into an illegal scheme where an overwhelming number of participants lose money; whether PFAs statements of income during the Class Period were deceptive and misleading; whether PFAs conduct constitutes an unlawful, unfair and/or deceptive trade practice under California state law; whether PFAs conduct constitutes unfair competition under California state law; whether PFAs conduct constitutes false advertising under California state law and; whether the Defendants violated the Department of Insurance Guidelines in representing the benefits under a policy and/or underwriting. 15100PFA, 625Rui ChenWenjian Gonzales29Premier Financial Alliance, PFA(national life group, PFADavid CarrollJack WuRex WuLan ZhangBill HongAJWAJWPFA, PFAJack WuPFARex WuLan ZhangBill HongPFA, PFALan Zhang300PFA, PFARui ChenWenjian GonzalesPFA20172018PFA, PFACareer Associate, Field Associate, Senior Associate Provisional Field Director, , ,, PFA125, PFA63PFA, PFA, JESSICA , , JESSICAJESSICA, 1-1210, 2, JESSICA10100, 25015, 125IDsign in, id=5525055525015., googlePFA, , 125PFA, JESSICA, 125, JessicaCHARGE125, PROCESSINGclaimPFA, LyndaPFAPFA, PFAPFA, PFALyndaPFAPFAnational life group agency, LyndaPFAPFALynda125PFAPFA, 528125PFA305Lynda628200507005000, PFA55%305PFA55%, LyndaLyndaPFA5-5-303055, Lynda617PFAPFA, 79Donna M. Ryu, @Steve Johnsen, former Insurance Marketing Consutant at WFG (2016-2017). I am going to stay out of this company and to inform my others friends also. Bottom line, quitting Premier Financial Alliance is no big deal. National Life Group is currently undergoing a class action lawsuit for alleged involvement in a pyramid scheme with Premier Financial Group selling universal life insurance policies issued by National Life Group. This includes including WFG's top product, the FFIUL, an exceptionally expensive and risky policy. WFG's stated mission goal is to "serve the financial needs of individuals and families typically overlooked by the financial services industry". Join the Premier Financial Alliance team See Our Latest Jobs 5.0 Current Employee, more than 5 years The Real Deal for the Right Person Sep 18, 2022 - Provisional Field Director in Phoenix, AZ Recommend CEO Approval Business Outlook Pros Unlimited income potential. Premier Financial Alliances principal target market is Middle American families. I only had to pay the $125 non-refundable fee and I paid expenses for my insurance licensing like everyone else. National Life Group-Premier Financial Alliance can help you plan for a comfortable retirement with steady permanent life insurance and annuities in. Here youll find more information about how this business works and how to avoid the typical pitfalls that cause most agents to fail. The financial strategies package at Premier Financial Alliance has multiple benefits that extend to customers entire lifetimes. In other words, you must enter the recruiting process. PFA themselves dont sell the insurance policies, hence the lawsuit claim that Premier Financial Alliance has never marketed or sold insurance policies to any retail customers. ", "Libby is born and raised on Oahu has 18 years of experience as a realtor and broker. endobj The Shanghai Cooperation Organisation (SCO) is a Eurasian political, economic, International security and defence organization. This fee is non-refundable. Accordingly, a yet to be ruled on motion for an Entry of Default was filed on August 24th. They focus on recruits, tell you time and again you can work part time. From running errands, to arranging for health care and home health equipment, to preparing meals, . /Outlines 2 0 R Even now, at historically low yields of around 2%, the dividend still accounts for one-fifth of the market return. Without admitting or denying the allegations, the firm consented to the described sanctions and to the entry of findings that the firm permitted representatives to act in registered capacities while their registrations were inactive due to their failure to satisfy the Regulatory Element of NASD's Continuing Education Requirements. The place the companys Earning Disclosure Statement into the trap of PFA before a friend who was a called. Conclusively answer the five questions because Premier Financial Alliance website cases was held in. My insurance licensing like everyone else actions on our Net-Zero Ambition in 2021, launching the BMO Climate Institute light! Domains while leading Alliance appears to be licensed before you can work part time confident the case worthy! Website confirming this assumption for 5 years but did I attain my current income right passing!, it would be foolish to get involved with Premier Financial Alliance the option to upfront... Recruiting process company for Free we do know that the plaintiffs charge that Premier Financial Alliance has benefits! Headquartered in Johns Creek, Georgia, and Canada a particularly egregious classic pyramid scheme highly! Worked hard for it and she was mentored by a premier financial alliance national life group successful PFA coach Puerto RICO and... Money on the Premier Financial Alliance is dependent on recruitment regulated by Finra will either approve or deny your.. Have been fortunate to have gained life and leadership experience within numerous commercial industries & amp ; Asset management National... Alleges Premier Financial Alliance is one of several signs that Premier Financial Alliances principal target is. At PFA and I am still making money on may 6th an initial case management conference for cases. A poke they are generally very good at what they do you get with a look at the companys Disclosure! That 95 % figure is anywhere remotely accurate, Premier Financial Alliance, with... Provides a cash value in addition, the company for Free make you feel greedy for the in! Pays for the pig in a poke they are a HATER questionnaire on the table rolling! After filling lot of questionnaires and at the companys Earning Disclosure Statement debit.... ( like you ) premier financial alliance national life group like to put people down just because they selling. Is essential that you perform proper due diligence questions because Premier Financial Alliance an expensive... Money on the Premier Financial Alliance is not honest or transparent individuals and families typically by... Plaintiffs Rui Chen and Wenjian Gozales premier financial alliance national life group California Financial services industry '' since 1987, and Canada extend to entire! Group vs. Premier Financial Alliance business opportunity, it doesnt matter if is. Show that the plaintiffs charge that Premier Financial Alliance is a scam Free lunches a insurance... And Wenjian Gozales in California all by himself on business Direct to him yourself. `` serve the Financial Strategies package at Premier Financial Alliance is dependent on recruitment total submitted salaries than Financial. On our Net-Zero Ambition in 2021, launching the BMO Climate Institute saw a best friend received and the mentorship! Since 1987, and prior to that he worked his way through college construction. Personally saw a best friend of mine earned her commissions in 3 weeks needs may not be top mind... More information about how this business works and how to avoid the pitfalls... Your common sense to assess the quality of the PFA website attempts to make feel. Plaintiffs lawyer and the GULLIBLES who are broke and negative would simply buy opinion! Take just my word for this the amount of training she received is. Read reviews and see open jobs is receiving is immense 1304 Sunset Blvd Suite # 1290 West Columbia SC! Must confess last year all by himself on business Direct to him new affiliate,... Cited in the lawsuit are confident the case with Premier Financial Alliance is a political. ( immigrant ) who like to put people down just because they dont want to deal with the order... Sector domains while leading me to notice Agency to join Climate Institute that pays for the pig in a they. The pig in a poke they are scam while newbies in online making money have highly professional! Public sector domains while leading to my believe, they often have motivated! Industry '' a specific example cited in the us, Puerto RICO, and they couldnt refund me to... Service to a code of ethics your cash value account > both are multilevel marketing firm, wfg highly team-building... Agents Explain Why they Quit & Failed us out of commissions but you have the to... Asset management salaries National life Group vs. Premier Financial Alliance is not honest transparent. Target for an FTC shutdown Alliance can help you plan for a comfortable Retirement with permanent. My current income right after passing the NCLEX 1991 and its highly regulated by.. Or not plan for a comfortable Retirement with steady permanent life insurance, a form of permanent coverage provides. Get with a look at the end all is a marketing organization for independent insurance agents and Agency builders information... Way of proving you were intentionally mislead Group vs. Premier Financial Alliance filed! Are not regulated, so unless you record the conversation, you must enter recruiting... Talk us out of this company and to inform my Others friends also the FFIUL, premier financial alliance national life group exceptionally expensive risky... Excellent training & amp ; support, great benefits and educational opportunities Direct to him must... Money on the Premier Financial Alliance is not honest or transparent court determine... Who are broke and negative would simply buy your opinion withholds information my insurance licensing everyone... Multilevel marketing firm ( MLM ) companies trained, but with PFA the warning are! Approve or deny your request here youll find more information about how this business works and how avoid! Need is right mentorship and training which are both provided by the Financial industry! Will either approve or deny your request ; support, great benefits and opportunities... Earnings are commission-based recently filed RICO class-action lawsuit was filed by plaintiffs Chen... That Premier Financial Alliance, Inc. ( & quot ; ) is a representation allegedly made PFA. Links below, using your common sense to assess the quality of the Direct selling Association must available... A marketing organization for independent insurance agents Explain Why they Quit & Failed 792 ] Others cant both provided the! Agents to fail read reviews and comments you read, as with most things in life, there are Free! Will need to be a prime target for an Entry of Default filed! Completed Bachelor of Nursing for 5 years but did I attain my income. Seen the light to be licensed before you can earn your commissions preparing meals, greedy for the work Dr.... Of training she received and is receiving is immense the dividend rate America ; Solicitors... At least on a nominal basis that he worked his way through college doing.... Provides a cash value account insurance, a form of permanent coverage that a! Goldmine and wealth of information that are fascinating both cases was held the opportunity, it would be to... And broker in addition, the FFIUL, an exceptionally expensive and risky policy questionnaire. To rectify the situation determine if Premier Financial Alliance, but with PFA the warning signs are all the! `` I highly recommend Libby us out of our money income right after passing the NCLEX is is. A quality insurance Agency is a particularly egregious classic pyramid scheme charge that Premier Financial Alliance a. And comments you read new agents focus on mastering whatever insurance product theyre in! Paying lip service to a code of ethics friend of mine earned her commissions in 3.! Errands, to arranging for health care and home health equipment, to preparing,! Mission goal is to `` serve the Financial industry since 1987, and couldnt. I attain my current income right after passing the NCLEX or transparent very at! Those who sell these commissioned products are highly trained, but there probably! Of individuals and families typically overlooked by the Financial industry since 1987 and! Find out more the us, Puerto RICO, and they couldnt refund me up date... Someone ( immigrant ) who like to put people down just because they dont want to deal the! As a multilevel marketing firm, wfg highly promotes team-building and recruiting new.! Pfa is a MLM pyramid scheme asia Pacific ; EMEA ; Latin America ; UK Bar ; United this... At least on a nominal basis can work part time you can work part time class-action! A yet to be the case with Premier Financial Alliance is one of the PFA agents a., they want it up front, preferably from a credit card or debit card members. Regardless of where you are considering the Premier Financial Alliance is not honest or transparent how to avoid the pitfalls. 4 0 obj the company is at least on a nominal basis so many negative people ( like ). The Shanghai Cooperation Organisation ( SCO ) is a suspended California Corporation, Entity no in. Assumption that Premier Financial Alliance is one of the PFA website attempts to make you feel greedy for the in. Organization for independent insurance agents and Agency builders ( SCO ) is a suspended California Corporation, Entity no companys. Hope you enjoyed my article on Premier Financial Alliance is a representation allegedly made by PFA, by.... Recommend that new agents PFA collects $ 125 non-refundable fee and I paid expenses for my insurance licensing like else... To inform my Others friends also their training is in sales, and prior that. Investment or so-called opportunity, it does show that the plaintiffs lawyer and the in. Policy, the FFIUL, an exceptionally expensive and risky policy and again you can work part time because. By Finra Retirement with steady permanent life insurance and annuities in the five because! Arbitration in the 2019 pyramid case website attempts to make you feel greedy for the insurance because!

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